Already have Unum benefits?
File a claim (and more) online
The easiest way to manage your Unum benefits is here online. Log in to file a claim, request a leave, update your information, upload documents and more.
Learn about Unum benefits
Understand your benefits
Want to learn more about the Unum benefits you're being offered at work? You've come to the right place. Whether it's Disability and Accident Insurance to help patch up life's rough spots, Life Insurance to provide for your loved ones or Dental and Vision Insurance for ongoing care, we're here to help you protect what's most important.
Want to enroll in Unum benefits? Talk to your HR representative at work.
Protect your lifestyle when you can't work
Disability insurance can help replace your income
When you get sick or injured and can't work, your paycheck might stop, but your bills definitely won't. Disability insurance can pay a portion of your regular income while you recover, so you can pay your mortgage, car loan, utilities and more. Your specific policy determines how much your payments will be, how long you can receive them and what types of illness and injury are covered.
Medical insurance may not be enough
Supplemental insurance can help fill in the gaps
Supplemental insurance — Accident, Critical Illness, and Hospital coverage — helps pay for things that medical insurance doesn't. Benefits are paid directly to you, so you can use the money however you like — whether you need it to pay co-pays and deductibles or to take care of household expenses while you're focusing on recovery. Plus, many Unum policies are portable, so you might be able to continue your coverage if you change jobs.
Get rewarded for healthy habits
Take advantage of Unum wellness benefits
Regular wellness screenings and exams appropriate to your stage of life are an important part of staying healthy and catching problems early. You could receive a direct payment when you visit a physician for a covered screening or exam. If you have a Unum plan, you may qualify for this wellness benefit. See your HR representative for details. Wellness benefits are not available in all states.
FAQs
Commonly asked questions about Unum benefits
When you need help, try contacting your HR representative at work first. You can also find several ways to contact Unum here.
The fastest way to file a claim is with our easy online system. Simply log in to your account to get started.
The quickest way to request a leave of absence (maternity, bonding or caregiver leave, for example) is to log in to your account on our easy online system.