You never expect to be in a position where you can’t work, but something as simple as a back injury or maternity leave could mean time off without pay. Disability Insurance from Unum helps cover what traditional insurance leaves out.
When you get sick or injured and are unable to work, you don’t want to worry about how you’ll pay the bills or wonder where the money for next week’s groceries will come from. Disability Insurance helps replace a portion of your paycheck — think of it as income protection.
Disability Insurance might make sense for you if:
Did you know you can file a claim online or with the Unum Customer App? Simply log in to get started, check on the status of a previously filed claim or find answers to common claim questions.
You can also file a claim by calling us at 800-985-2429 during our operating hours and let us know you are a member of the IAMAW Union. You can learn more about filing a claim by downloading this helpful flyer.
Monday—Friday
8 a.m. to 8 p.m. ET
7 a.m. to 7 p.m. CT
5 a.m. to 5 p.m. PT
We help millions of people gain affordable access to voluntary benefits through the workplace — benefits that help them protect their families, their finances and their futures.
FAQs
The length of time you can receive benefits varies, so it’s best to refer to your policy.
The number of days that must pass between the first day of a covered disability and the day the benefits start to accrue.
For example: Jenny’s Disability policy has a seven-day elimination period. Jenny broke her leg on October 1. She needed surgery and was scheduled to be out of work for several weeks. Her Disability benefits started on October 8.
Disability insurance is underwritten by Unum Life Insurance Company of America, Portland, Maine.
The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.